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Frequently Asked Questions

Here’s a selection of frequently asked questions. If you need to speak to us, please contact us.

Loan Spyder is a loan introduction service which attempts to match your application details with a local lender willing to lend to you. This service is FREE to the customer applying. We may receive a commission from the lender for any customer introductions.

Personal - A personal loan is a fixed-term loan that can be used for a variety of purposes such as home improvements or vehicle repairs. The terms vary from 3 months to 4 years. Rather than repaying this type of loan in one single installment, they are typically repaid over a set number of monthly installments.
Used Auto Financing - This is very similar to a personal loan with it being a fixed payment and term loan. The terms on an auto loan can go up to 60 months. The biggest difference with this type of loan is the vehicle purchased is used as security or collateral for the loan until it is paid in full. This type of loan usually requires that the vehicle is fully insured with the lender named as a Lien Holder on the policy. There can be restrictions due to the year , make or mileage of the vehicle being purchased.

The amount will depend on the lender, Loanspyder will make every effort to connect you with the appropriate lender that fits your request. Typical loan amounts range from 250-10,000.00.

There are no limitations for what you can do with your personal loan! People generally get personal loans to help with home repairs, a vacation or an unexpected expense.

Yes, we have many lenders in our network that work with customers who have less than perfect credit or no credit at all. What's more, by accepting a loan offer you may improve your credit score when you make your repayments on time. Many of our lenders report to the main credit reference agencies who will report your on-time payments. Be aware though that they will also report late or missed payments so please don’t request a loan if you cannot afford to repay it.

This will depend on what time of the day your request is made. In many instances you can have the loan funds the very same day. Please allow 24-48 hours for processing and verification of information in some cases. It’s quick and easy request your funds now!